Open an ALINMA Bank Account in UAE Today

Q: Tell me the reason why it is important to create an account with ALINMA Bank?

If someone creates an account with ALINMA Bank, he can access services like digital banking, business banking, financing and loans, and more.

Q: What is the minimum balance requirement for an ALINMA Bank account?

It normally depends on the type of account, if you want to create a fixed deposit account the minimum balance required is around AED 10,000.

Q: Which documents are essential for customers to create an account with ALINMA Bank in the UAE?

If anyone wants to create an account with ALINMA Bank then provide his Emirates ID, passport, salary certificate, and bank reference letter.

Whether you are a resident or business alike, Banks play a vital role in managing the finances of everyone. ALINMA Bank is one of the prominent and innovative institutions which offers a wide range of banking solutions. It was established in 1982 and provides technological advancement solutions to every client. Moreover, the commitment of ALINMA Bank to innovation and top services sets it apart from other banks in this country. In this detailed blog, we will explore various services, account opening processes, and different branches of ALINMA Bank.

ALINMA Bank Account Types

Account Type	Account Opening Fee	Monthly Maintenance Fee	Minimum Balance Requirement	Overdraft Charges	Details
Current Account	Free	AED 25 (if balance < 3,000)	AED 3,000	18% p.a.	Best for daily transactions; easy access.
Savings Account	Free	AED 30 (if balance < 5,000)	AED 5,000	Not allowed	Earn interest; ideal for saving money.
Salary Transfer Account	Free	None	No minimum balance	Not allowed	No minimum balance; convenient for salaries.
Fixed Deposit Account	Free	None	AED 10,000	Not allowed	Higher returns; fixed term deposits.

Services Offered by ALINMA Bank

Business Banking

If you choose ALINMA Bank then you can easily avail various business accounts to manage transactions smoothly. Furthermore, this well-known bank also allows customers to experience services like treasury management solutions.

Financing and Loans

ALINMA Bank allows customers to enjoy personal loan options with competitive interest rates and home loans. Furthermore, this innovative bank also allows you to get auto loans with low interest rates and financing solutions to promote your businesses.

ALINMA Bank Branches in the UAE

City	Branch	Contact No	Operating Hours
Dubai	Al Barsha Branch	+971-4-430-1234	Sat to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM
Abu Dhabi	Khalidiya Branch	+971-2-650-5678	Sat to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM
Sharjah	Al Nahda Branch	+971-6-530-7890	Sat to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM
Ajman	City Center Branch	+971-6-740-2345	Sat to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM
Ras Al Khaimah	Al Qawasim Branch	+971-7-233-4567	Sat to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM

ALINMA Bank: Simple Steps to Create Your Account

Branch Visit

If you are looking to create an account with ALINMA Bank then visiting their branch is a reliable option.

Locate Your Nearest Branch: For account creation purposes, you need to find the ALINMA Bank branch that is closer to you. You can also avail the option of the ALINMA Bank website or call their customer service to find a branch.

Prepare the Required Documents: Before visiting the branch, prepare your all required documents like original Emirates ID, proof of address, and salary certificate. Furthermore, a Passport with a valid UAE visa and bank reference letter is also important.

Meet the Bank Representative: After preparing documents, visit the bank branch during working hours and meet the representative and inform him about your visiting purpose.

Choose Account Type: Discuss with a representative of a bank and then select the type of account according to your needs. Furthermore, the ALINMA bank gives you options like savings, current, salary transfer, and fixed deposit accounts.

Complete the Application Form: After choosing the account type, you need to complete and sign the application form. Always remember to provide correct biometric information to avoid any issue.

Initial Deposit: Now you have to make an initial deposit to activate the account that normally depends on the type of account. Moreover, you can easily deposit the amount at ALINMA branch by using cash or a transfer from another bank.

Receive Your Account Details: When your application is approved the bank will give your account number, debit card, and cheque book.

Activate Your Debit Card and Online Banking: At last, to start using your account, you have to activate your debit card and set up your online and mobile banking.