Sharjah Islamic Bank
Whether you are willing to manage your transactions or funds, Banks are reliable and comfy options. To manage the finances of customers, Sharjah Islamic Bank is a famous bank that offers a range of services in the UAE. It was established in 1975 and provides innovative banking solutions to millions of clients in this country. Moreover, the dedication of Sharjah Islamic Bank to customer satisfaction and Sharia-compliant banking sets it apart from other banks. In this blog, we will go through top services, the account opening process, and Sharjah Islamic Bank branches in different cities.
|
Account Type |
Account Opening Fee | Monthly Maintenance Fee | Minimum Balance | Overdraft Charges |
Details |
|
Current Account |
Free |
Free |
AED 3,000 |
Not Available |
Everyday banking with a free debit card. |
|
Savings Account |
Free |
Free | AED 3,000 | Not Available |
Monthly profit based on Mudarabah. |
|
Investment Account |
Free | Free | AED 5,000 | Not Available |
Quarterly profit distribution. |
|
Child Savings Account |
Free | Free | AED 1,000 | Not Available |
Educational savings plan. |
|
Fixed Deposit Account |
Free | Free | AED 10,000 | Not Available |
Higher profits for fixed terms. |
Services Offered by Sharjah Islamic Bank
Personal Banking
The Bank offers an extensive range of current and savings accounts with benefits like competitive profit rates. In Sharjah Islamic Bank, customers can avail of the option of credit and debit cards with different rewards and cashback. Moreover, you can also experience personal finance that caters to your personal needs like education and medical expenses.
Business Banking
Sharjah Islamic Bank allows customers to experience business accounts to manage cash and transactions for his business. Moreover, in this Islamic bank, customers can also avail of the option of SME financing, trade finance, and more.
Guide to Open Account with Sharjah Islamic Bank
Branch Visit
If you are looking to create an account with Sharjah Islamic Bank then go to their physical branch for face-to-face interaction.
Prepare Required Documents: Before visiting the branch, prepare all required documents like original Emirates ID, visa copy, and employment letter. Moreover, Proof of Address like a utility bill and photograph is also required to open an account.
Visit the Nearby Sharjah Islamic Bank Branch: For account creation purposes, you need to locate the nearest Sharjah Islamic Bank branch in the UAE. Furthermore, for this purpose, you can use the Bank’s website or call customer support.
Meet with a Bank Representative: Once you arrive at the bank then request the representative that you are willing to create an account.
Choose Account Type: After that, discuss with a representative and then select the account type you wish to create with Sharjah Islamic Bank. In this Islamic bank, the most common options of accounts are Savings and Current among customers.
Complete the Account Opening Form: After choosing the type of account, take the form from the representative and fill it out by providing your information. Moreover, here you need to give your personal details, contact information, nationality, and account preferences.
Submit Application: When you fill out the form then hand over an application form with required documents to the representative.
Identity Verification Process: The representative of the Sharjah Islamic Bank will verify your identity by using your Emirates ID. Moreover, some initial deposits are also important normally depending on the type of the account.
Receive Account Confirmation: At last, when your application is processed the bank will provide your account number, and debit card, and also provide online banking instructions.
Sharjah Islamic Bank Branches in the UAE
|
City |
Branch | Contact No | Operating Hours |
|
Sharjah |
Head Office | +971 6 599 9999 |
Mon-Fri: 8:00 AM – 2:00 PM |
|
Dubai |
Al Nahda Branch | +971 4 206 6060 |
Mon-Fri: 8:00 AM – 2:00 PM |
|
Abu Dhabi |
Khalidiya Branch | +971 2 665 8566 |
Mon-Fri: 8:00 AM – 2:00 PM |
|
Ajman |
Ajman Branch | +971 6 747 7500 |
Mon-Fri: 8:00 AM – 2:00 PM |
|
Fujairah |
Fujairah Branch | +971 9 222 2224 |
Mon-Fri: 8:00 AM – 2:00 PM |
FAQs
What is the process of closing a Sharjah Islamic Bank account in the UAE?
If you are looking to close a Sharjah Islamic Bank account then visit their branch with valid ID and account details. For this purpose, If you have any loan then clear your outstanding balances and transfer your funds.
Which method is convenient to create an account with Sharjah Islamic Bank?
In the UAE, visiting the physical branch of the Sharjah Islamic Bank is a reliable and convenient option to create an account.
Explain the reason why customers prefer to create an account with the Sharjah Islamic Bank?
If anyone creates an account with Sharjah Islamic Bank, he can experience Sharia-compliant banking, investment services, and corporate services.
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