In this fast-paced world, Banks play a crucial role in managing the finances of individuals and businesses. Mashreq Bank is one of the leading banks in the United Arab Emirates that provides a wide range of banking solutions. It was established in 1967 and attracts customers from all over the world with its advanced technology. Moreover, the dedication of Mashreq Bank to top-class services and banking enhances your experience. In this detailed blog, we will explore services and account openings with Mashreq Bank.
| Account Type | Minimum Initial Deposit | Monthly Maintenance Fee | Interest Rate | Other Benefits |
| Mashreq Basic Savings Account | AED 3,000 | AED 25 (waived if balance > AED 3,000) | Up to 1.25% p.a. | Free debit card, internet & mobile banking access |
| Mashreq SmartSaver Account | AED 10,000 | AED 0 | 1.50% p.a. (tiered based on balance) | Higher interest rate, free online transfers, mobile banking |
| Mashreq Salary Account | No minimum deposit required | AED 0 | No interest | Salary transfer benefits, free debit card |
| Mashreq Neo Account | No minimum deposit required | AED 0 | No interest | Fully digital, no fees, instant account opening |
| Mashreq Happiness Account | AED 3,000 | AED 0 | Up to 1% p.a. | Cashback on purchases, free debit card, online banking |
Services Offered by Mashreq Bank
Personal Banking
The Bank offers an extensive range of current accounts and savings accounts with features like free debit cards and competitive interest rates. In Mashreq Bank, customers can avail of the option of personal loans with flexible repayment options that cater to their personal needs. Moreover, you can also experience auto loans for new and used cars in this reputable bank.
Corporate Banking
If you choose Mashreq Bank then you can easily avail of services like corporate cards and investment banking. Furthermore, this leading bank also allows customers to avail corporate accounts that are specially designed for large businesses.
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Mashreq Bank Branches in the UAE
| City | Branch Name | Services | Contact No | Operating Hours |
| Dubai | Deira Branch | Accounts, Loans, ATM | +971 4 424 4444 | Mon-Fri: 8:00 AM – 3:00 PM |
| Abu Dhabi | Khalifa Street Branch | Wealth, Cards, ATM | +971 2 635 5000 | Mon-Fri: 8:00 AM – 3:00 PM |
| Sharjah | Al Qasba Branch | Personal, Corporate, ATM | +971 6 569 4411 | Mon-Fri: 8:00 AM – 3:00 PM |
| Ajman | Sheikh Khalifa Branch | Savings, Business, ATM | +971 6 747 4343 | Mon-Fri: 8:00 AM – 3:00 PM |
| Ras Al Khaimah | Al Nakheel Branch | Investments, Finance, ATM | +971 7 227 9666 | Mon-Fri: 8:00 AM – 3:00 PM |
| Fujairah | Hamad Bin Abdullah Branch | Loans, Accounts, ATM | +971 9 223 3388 | Mon-Fri: 8:00 AM – 3:00 PM |
| Al Ain | Al Ain Main Branch | Personal, Wealth, ATM | +971 3 764 3344 | Mon-Fri: 8:00 AM – 3:00 PM |
| Umm Al Quwain | King Faisal Road Branch | Deposits, Loans, ATM | +971 6 765 5444 | Mon-Fri: 8:00 AM – 3:00 PM |
Mashreq Bank: How to Open Your Account Effortlessly
Via Mobile App
You can simply create an account with Mashreq Bank by using their mobile app as it is a straightforward process.
Steps:
Download the Mashreq Mobile App: First of all visit the Apple Store or Google Play Store and search Mashreq UAE app. Moreover, you can find it easily and install it after downloading on your mobile.
Launch the App: After installing, you have to open the app and click on the “Open A New Account” section. You can easily find it on the main menu of the app.
Select Your Account Type: Here you need to select the type of account that you are looking to create with Mashreq Bank. Furthermore, the most common options are Savings, Current, Salary, and Mashreq Neo account.
Provide Personal Information: After choosing the account, now it’s time to provide your personal details or information. Here you must have to provide your Full Name, Residential Address, Date of Birth, and Mobile Number.
Verify Your Identity: In this step, you have to upload your documents like Passport, Emirate ID and visa copy for verification process.
Set Up Account Preferences: When your documents are verified then you have to select account preferences like currency (AED) and account features like debit card.
Access Your Account: At last, when your account is active you are able to use features like balance inquiry, fund transfers, and bill payments.
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FAQs
Can I create an account with Mashreq Bank via a Branch visit?
Yes, If you are willing to create an account with Mashreq Bank then you can visit their nearest branch.
Which documents are required to submit to create an account with Mashreq Bank?
If you are aiming to create an account with Mashreq Bank then you must have your Passport, Emirate ID and Proof of Income.
What is the reliable way to create an account with Mashreq Bank in the UAE?
In the UAE, the Mashreq UAE app is one of the reliable ways to create an account with Mashreq Bank.
Why is it important to create an account with Mashreq Bank?
If you create an account with Mashreq Bank it allows you 24/7 access to the account. Moreover, it also provides services like personal loans with flexible repayment options and auto loans for new and used cars.
