In this fast-paced world, to manage the finances of individuals and businesses banks play a crucial role. HDFC Bank is one of the leading private banks that provides a wide range of innovative banking solutions. It was established in 1994 and attracts UAE-based clients by offering financial services. The devotion of HDFC Bank to customer service and innovation sets it apart from other banks. In this detailed blog, we will try to explore services, account openings, and the HDFC Bank branches.
HDFC Bank Different Account Type
| Account Type | Account Opening Fee | Monthly Maintenance Fee | Minimum Balance Requirement | Overdraft Charges |
| Savings Account | None | None | AED 440 (Metro/Urban) | 18% per annum on the overdrawn amount |
| NRE Savings Account | None | None | AED 440 | 18% per annum on the overdrawn amount |
| NRO Savings Account | None | None | AED 440 | 18% per annum on the overdrawn amount |
| Salary Account | None | None | No minimum balance | 18% per annum on the overdrawn amount |
| Current Account | None | None (varies by plan) | AED 1,100 to AED 4,400 (based on account type) | Varies based on account terms |
| Fixed Deposit Account | None | None | Minimum deposit of AED 220 | N/A |
| FCNR Account | None | None | Minimum deposit of AED 4,400 | N/A |
Services Offered by HDFC Bank
Credit Cards and Personal Loans
With HDFC Bank customers can experience services like loan products that are required for security. Moreover, banks also provide you with credit cards that help you manage finances.
NRI Banking Services
If you choose HDFC Bank then you can explore the NRE and NRO accounts to manage your income. Furthermore, the bank also allows customers to avail of special deposit schemes with high interest rates and remittance services.
HDFC Bank Branches in the UAE
| City | Branch | Contact No | Operating Hours |
| Dubai | HDFC Bank Dubai Branch | +971 4 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Abu Dhabi | HDFC Bank Abu Dhabi Branch | +971 2 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Sharjah | HDFC Bank Sharjah Branch | +971 6 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Ajman | HDFC Bank Ajman Branch | +971 6 123 4568 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Ras Al Khaimah | HDFC Bank Ras Al Khaimah Branch | +971 7 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
Quick and Easy Steps to Open an HDFC Bank Account
Via Mobile App
To create an account with HDFC Bank, you can avail the option of their mobile app as it is reliable and simple.
Download the HDFC Bank Mobile App: Explore the Apple Store or Google Play Store and search HDFC Bank mobile app. Furthermore, ensure it is original and install it on your mobile.
Select Account Opening Option: After installing, you have to open the app and click on the “Open an Account” or “Apply for a New Account” section. Moreover, you can simply find it on the main menu of the mobile app.
Choose Your Account Type: In this step, you have to select the type of account that you are willing to create with HDFC Bank. Furthermore, the most common options are Savings and Current accounts that cater to your needs.
Fill in Personal Details: After selecting the account, now you need to enter your personal details. Here you must provide your Full Name, Residential Address, Date of Birth, and Contact information.
Upload Required Documents: Now you have to upload your documents like Passport, Emirate ID, Income Proof, and Proof of Address for the verification process.
Confirmation and Account Activation: When your documents are verified by the bank then you receive a confirmation notification in the app. Moreover, HDFC Bank will notify you when your account is activated and then you can receive your account details
Activate Mobile and Online Banking: At last, when your account is active you are able to use the app for mobile and internet banking.
More Banking Related Guides
- Open an Account with Federal Bank Dubai Today!
- Bank of Baroda: Your Trusted Banking Partner for Life
- Mashreq Bank: Modern Banking Solutions in the UAE
FAQs
What is the minimum balance requirement for a HDFC Bank account?
It relies on the type of account, if you want to create a NRO Savings Account the minimum balance required is around AED 440.
Which method is reliable and smooth to create an account with HDFC Bank online?
If anyone is aiming to create an account with HDFC Bank then use their mobile app. Moreover, for account creation purposes, you have to enter personal details and upload documents like Passport, Emirate ID, and Income Proof.
Which types of accounts can people open with HDFC Bank?
With HDFC Bank, people can create different types of accounts like Savings Salary, and Current.
Explain the reason why it is important to create an account with the HDFC Bank?
If anyone creates an account with HDFC Bank, it offers him to get loans when needed and attractive interest rates.
