In the United Arab Emirates, the Ratibi card is a payroll card that is helpful for employees to get salary payments. Moreover, it plays an important role among low-income workers or staff without bank accounts. Any worker who earns AED 5,000 or less per month is allowed to use a Ratibi Card in the UAE. Furthermore, this payroll card is issued by First Abu Dhabi Bank (FAB) with the Ministry of Labour collaboration. Ratibi cards are popular among small to medium-sized businesses and ensure that they can receive their salary in a secure way. In this detailed blog, we will discuss the various methods that are helpful to check Ratibi card salary.
Viewing Your Ratibi Card Salary: Easy Methods
| Method | Cost (AED) | Processing Time | Additional Info |
| FAB Mobile Banking App | Free | Instant | Requires internet access and app installation. |
| Online Banking Portal | Free | Instant | Requires internet access and valid login credentials. |
| SMS Banking | Free | Instant | Send a specific SMS command to receive the balance. |
| ATM Inquiry | Free | Instant | Available at any FAB or compatible ATM. |
| Customer Service Helpline | Free | Varies (usually immediate) | Call for assistance with balance inquiries. |
| In-Branch Visit | Free | Varies (depends on wait time) | Provide Ratibi card and ID to bank staff for assistance. |
Online Banking Portal
One of the smoother and easier ways to check the Ratibi card salary is using the FAB online banking portal.
- Firstly, to check your salary, visit the FAB online banking portal.
- After accessing the portal, you need to log in to your account by providing the required credentials like username and password.
- When you complete the login process, you have to navigate to the “Cards” section and select Ratibi card.
- At last, the system will display the remaining balance that is in your Ratibi card.
Branch Visit
| Bank | City | Location | Processing Time | Working Hours |
| First Abu Dhabi Bank | Abu Dhabi | Main Branch, Khalifa Street | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
| First Abu Dhabi Bank | Dubai | Sheikh Zayed Road Branch | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
| First Abu Dhabi Bank | Sharjah | Al Rolla Branch | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
| First Abu Dhabi Bank | Ajman | Ajman City Centre Branch | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
| First Abu Dhabi Bank | Fujairah | Fujairah Branch | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
| First Abu Dhabi Bank | Ras Al Khaimah | Al Nakheel Branch | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
| First Abu Dhabi Bank | Al Ain | Al Jimi Mall Branch | Instant | Sun-Thu: 8:00 AM – 3:00 PM |
If you are willing to check the Ratibi card salary then visiting the FAB branch is a comfortable and reliable option.
Visit the Branch: For the purpose of salary checking, you need to visit the nearest FAB branch in this vibrant country.
Speak with a Representative: Then remember to ask the representative to check your Ratibi card salary.
Provide Details: Now you have to provide the required details like your Ratibi card and ID to the representative.
Hear your balance: At last, the representative informs you about how much your balance remains on the Ratibi card.
SMS Banking
In the UAE, one of the easier and simpler methods to check Ratibi card salary is SMS banking.
- In this method, you need to create an SMS in the format like “BAL [Your Ratibi Card Number]”.
- When you compose a message, simply send it to the FAB SMS Banking number.
- At last, you will immediately receive an SMS with the balance that was left on your Ratibi card.
Tips for Checking Your Ratibi Card Salary
Keep Card Details Confidential
It is advised to every user not to share their card details, PIN, or passwords with anyone to stay away from hassles.
Use a VPN
If you want to check Ratibi card salary online while using public Wi-Fi then use a VPN. Furthermore, it plays the role of a shield and is useful in the security of your account.
Log Out After Checking
Always remember to log out from online banking and mobile app, when you check your balance.
Set Up Alerts
It is vital to enable SMS or email alerts for account activity to stay updated on your card balance.
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FAQs
What to do if I forget the PIN of my Ratibi card?
If you forget the PIN of your Ratibi card then use the FAB mobile app or by contacting their customer service to reset it.
Can I check Ratibi’s card salary without an internet connection?
Yes, you can check your Ratibi card salary without an internet connection by using the nearest FAB ATM in the UAE.
Does the Ratibi Card require a minimum balance?
No, the Ratibi Card does not have a minimum balance requirement. Moreover, it is a prepaid card, so your balance depends on the funds deposited by your employer.
Is it possible to check Ratibi Card Salary by using the Online Banking Portal?
Yes, users can easily check their Ratibi Card salary by visiting the FAB online banking portal.
Can I use a Ratibi Card outside the UAE?
No, you cannot use the Ratibi Card outside the UAE as it is only for domestic use like salary withdrawals and balance checks.
